A no-fee card with a genuinely useful perk: 3% cash back on all US-dollar purchases, which more than offsets the 2.5% foreign-transaction fee Mastercard charges. Net 0.5% earn on USD spending instead of a typical 2.5% hit. Add Roam Like Home for cellular abroad and this becomes a real travel utility card.
A no-fee card with a genuinely useful perk: 3% cash back on all US-dollar purchases, which more than offsets the 2.5% foreign-transaction fee Mastercard charges. Net 0.5% earn on USD spending instead of a typical 2.5% hit. Add Roam Like Home for cellular abroad and this becomes a real travel utility card.
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